Effective Date: August 4, 2025
Effective Date: August 4, 2025
Effective Date: August 4, 2025
By accessing or purchasing any content or tools from Noctua Associates LLC ("we", "our", or "Noctua"), you agree to be bound by these terms. If you do not agree, please do not use our products.
By accessing or purchasing any content or tools from Noctua Associates LLC ("we", "our", or "Noctua"), you agree to be bound by these terms. If you do not agree, please do not use our products.
By accessing or purchasing any content or tools from Noctua Associates LLC ("we", "our", or "Noctua"), you agree to be bound by these terms. If you do not agree, please do not use our products.
We offer digital financial research products, including reports, Excel models, and software-generated outputs. All content is provided for informational purposes only and is not investment advice.
We offer digital financial research products, including reports, Excel models, and software-generated outputs. All content is provided for informational purposes only and is not investment advice.
We offer digital financial research products, including reports, Excel models, and software-generated outputs. All content is provided for informational purposes only and is not investment advice.
3. Ownership and Licensing
3. Ownership and Licensing
3. Ownership and Licensing
All files are the intellectual property of Noctua Associates LLC. By purchasing, you are granted a non-transferable, non-exclusive license to use the materials for personal or internal business use only. Redistribution or resale is not permitted without written permission.
All files are the intellectual property of Noctua Associates LLC. By purchasing, you are granted a non-transferable, non-exclusive license to use the materials for personal or internal business use only. Redistribution or resale is not permitted without written permission.
All files are the intellectual property of Noctua Associates LLC. By purchasing, you are granted a non-transferable, non-exclusive license to use the materials for personal or internal business use only. Redistribution or resale is not permitted without written permission.
All sales are final. Due to the digital nature of our products, we do not offer refunds unless required by law.
All sales are final. Due to the digital nature of our products, we do not offer refunds unless required by law.
All sales are final. Due to the digital nature of our products, we do not offer refunds unless required by law.
Some Noctua products may use a credit-based access system in the future, such as credits for generating reports through Noctua OS. If and when these systems are launched, credit terms will be clearly stated at the time of purchase. All credits will be tied to the purchasing account and may be subject to expiration.
Some Noctua products may use a credit-based access system in the future, such as credits for generating reports through Noctua OS. If and when these systems are launched, credit terms will be clearly stated at the time of purchase. All credits will be tied to the purchasing account and may be subject to expiration.
Some Noctua products may use a credit-based access system in the future, such as credits for generating reports through Noctua OS. If and when these systems are launched, credit terms will be clearly stated at the time of purchase. All credits will be tied to the purchasing account and may be subject to expiration.
We do not guarantee the accuracy, completeness, or performance of any analysis or model. Use our content at your own discretion and risk.
We do not guarantee the accuracy, completeness, or performance of any analysis or model. Use our content at your own discretion and risk.
We do not guarantee the accuracy, completeness, or performance of any analysis or model. Use our content at your own discretion and risk.
We collect minimal information during checkout. All customer data is handled by Lemon Squeezy and is subject to their Privacy Policy.
We collect minimal information during checkout. All customer data is handled by Lemon Squeezy and is subject to their Privacy Policy.
We collect minimal information during checkout. All customer data is handled by Lemon Squeezy and is subject to their Privacy Policy.
For questions, reach us at: research@noctuaos.com
For questions, reach us at: research@noctuaos.com
For questions, reach us at: research@noctuaos.com